Participation Requirements

• All entrepreneurs and supporters must complete the official EKERO application and verification process.
• All commitments—entrepreneurial or supporter—are voluntary but must remain consistent to retain program eligibility.
• The weekly share system is structured for 52 weeks and must be maintained without interruption, unless otherwise approved by EKERO Partners.

Entrepreneur Responsibilities

• Provide truthful, accurate information during the qualification and interview processes.
• Submit mandatory Quarterly Reports on time.
• Use program resources, funding, and support strictly for approved business purposes.
• Maintain open communication with EKERO Partners for ongoing training and guidance.
• Follow all local, state, and federal business regulations.

Supporter Responsibilities

• Honor weekly share commitments for 52 weeks.
• Understand that weekly shares support the entrepreneur’s structured funding and operations.
• Review quarterly reports and maintain communication with EKERO Partners if additional verification is needed.

Non-Equity Structure

EKERO Partners uses a non-equity, community-based crowdfunding structure. Supporters do not receive ownership, voting rights, or equity in the entrepreneur’s business unless specified in a separate legal agreement.

Interest Activation Policy

• Supporters earn a 6% annual return on their 52-week commitment.
• Interest begins once the entrepreneur launches the business, not before.
• The return is based on the full-year projected amount, regardless of the number of payments completed at launch.

Risk Disclosure

Though EKERO Partners provides structured training, review, and oversight, all business activities entail inherent risks. Supporters acknowledge:

• No investment is completely risk-free.
• Business outcomes may vary.
• Quarterly reports are provided for transparency, but do not guarantee specific performance results.

Compliance Monitoring
EKERO Partners maintains oversight of:

• Entrepreneur performance
• Quarterly financial updates
• Use of program materials
• Progress toward business milestones

Failure to comply may result in:

• Suspension of funding
• Loss of eligibility
• Removal from the program

Supporter Protections

EKERO Partners ensures:

• Entrepreneurs receive proper training
• Advisors review business readiness
• Quarterly reporting maintains transparency
• Funds are used responsibly
• Program rules are followed

Training & Guidance Requirements

Entrepreneurs must complete:

• Business setup guidance
• Management structure development
• Funding readiness training
• Compliance orientation
• Quarterly report instructions
• Launch support

This ensures supporters can rely on a stable, well-informed business launch.

Quarterly Audits

EKERO Partners performs internal quarterly audits to verify:

• Report accuracy
• Share structure integrity
• Program-wide compliance
• Business progress consistency

Financial Tracking

All contributions and distributions are recorded, logged, and reviewed by EKERO Partners. Each supporter has access to:

• Quarterly updates
• Contribution summaries
• Interest projections
• Full transparency dashboard

Recordkeeping

EKERO Partners maintains records for:

• Entrepreneur documentation
• Supporter agreements
• Financial reports
• Program activities for a minimum of seven years.

A full privacy policy can be provided upon request.

• Information is never sold or shared with unauthorized parties.
• Only relevant staff and advisors have access to necessary files.
• All digital systems meet industry security standards.

A full privacy policy can be provided upon request.

All participants must behave ethically, including:

• Honesty in reporting
• Respectful communication
• No misuse of funds
• No fraudulent business practices
• No solicitation outside program guidelines

Violations may result in immediate dismissal from the program.

To protect supporters and the integrity of the program, EKERO Partners enforces strict anti-fraud protocols:

• Entrepreneurs may not provide false business information, falsified receipts, or misrepresent performance.
• Misuse of funding (personal expenses, unauthorized projects, or non-business activities) is prohibited.
• Any attempt to manipulate supporter shares or platform data will result in immediate removal.
• EKERO Partners reserves the right to request proof of legitimate business expenses at any time.

In the event of disagreements or concerns:

• Participants are required to notify EKERO Partners immediately.
• EKERO will mediate disputes between supporters and entrepreneurs.
• EKERO retains authority to make final decisions based on program rules.
• Legal action may be pursued only after internal mediation procedures are completed.

This protects everyone from unnecessary legal conflicts and maintains program order.

All participants must practice:

• Respectful communication
• Professional business behavior
• Timely submission of documents
• Ethical interactions with supporters, staff, and advisors

Unprofessional behavior may result in suspension or program removal.

Participants must disclose:

• Any personal financial conflicts
• Business relationships influencing decisions
• Any situation that could compromise fairness or transparency

EKERO Partners uses this to ensure decisions remain ethical and unbiased.

For supporters:

• Weekly contributions are commitments; missed contributions must be resolved through a recovery plan.
• Early withdrawal may affect eligibility for interest or future funding cycles.

For entrepreneurs:

• Withdrawal after receiving support results in program suspension.
• Misuse of funds forfeits eligibility and may trigger repayment obligations.

EKERO commits to:

• Securing all personal and financial data
• Encrypting all platform transactions
• Using secure servers and encrypted connections
• Restricting access to sensitive data to authorized personnel only

Participants are responsible for protecting login credentials and reporting any suspicious activity.

Entrepreneurs may not:

• Ask supporters for personal loans outside the EKERO platform
• Request additional funds beyond the structured share system
• Offer equity or repayment terms not approved by EKERO Partners

This protects supporters and maintains program integrity.

In case of:

• Unexpected business closure
• Health emergencies
• Operational interruptions

Entrepreneurs must:

• Inform EKERO within 72 hours
• Submit an updated operational recovery plan
• Follow advisor guidance

Supporters will be notified of major operational impacts.

EKERO Partners may terminate participation if:

• Program rules are violated
• Reports are repeatedly missed
• Fraud or misuse occurs
• Disrespectful or abusive behavior is reported
• Entrepreneur discontinues business operations without notice

Supporters remain protected through the audit and reporting system.

EKERO Partners reserves the right to:

• Update policies
• Adjust operational procedures
• Modify program structure based on law, compliance needs, or community development goals

Participants will be notified of any major updates.